Drug & Alcohol Rehab in California With Aetna Health Insurance
Cost is a major factor people consider when choosing an addiction treatment center. When you choose an in-network addiction treatment center like Sheer Recovery your cost if any most likely will be significantly less than if you went to an out-of-network treatment center. Deductibles and Copays when you choose to go in-network are almost always a fraction of what it costs to go out-of-network. It doesn’t matter if you have an HMO, EPO, POS, or PPO the cost is almost always significantly less when going in-network.
If you have Aetna health insurance, your substance abuse treatment at Sheer Recovery may be covered under your plan. Sheer Recovery is a licensed and accredited drug and alcohol rehab provider in Orange County, California that is in-network with Aetna. When you call a substance abuse treatment center ask specifically “are you in-network with Aetna?” If they tell you “We work well with Aetna Insurance” or something like that they are avoiding your question because they are not in network. Any response other than “yes we are in-network with Aetna” is the wrong response.
Does Aetna Health Insurance Cover Drug and Alcohol Rehab?
Aetna was founded in 1853 and was acquired by CVS Health in 2018. They are currently active in all 50 states, providing an estimated 39 million Americans with reliable, comprehensive health insurance coverage.
Aetna’s drug and alcohol rehab coverage varies based on the state you live in, your particular health plan, and the addiction treatment center that you choose. As an Aetna member, you will have many options for accessing substance abuse treatment.
All of Aetna’s in-network addiction treatment programs are regularly screened for quality care. Some of Aetna’s plans allow you to attend treatment at an out-of-network provider, but your out-of-pocket costs may end up being significantly higher. Most plans prefer that you receive care from medical facilities that are in network.
Fortunately, being one of the largest and most trusted insurers in the nation, Aetna’s health insurance is accepted by many drug and alcohol rehab centers in California. For example, Sheer Recovery is in-network with Aetna, and we offer several different levels of care as well as medical detox services for people struggling with addiction. Because of our in-network status, your treatment may be partially or fully covered by Aetna depending on your policy’s guidelines.
Aetna health insurance provides coverage for:
- Medically-supervised detox
- Inpatient rehab
- Partial hospitalization programs (PHP)
- Intensive outpatient programs (IOP)
- Outpatient rehab (OP)
- Treatment medications
This coverage includes group and individual therapies, such as cognitive behavioral therapy (CBT) for substance use disorders and mental health conditions.
How to Know What Your Aetna Health Insurance Plan Covers
Aetna offers several different plan types, including open-access plans, copay-only plans, and high-deductible plans. The exact amount of addiction treatment coverage you will receive depends on medical necessity and the details outlined in your plan’s policy. Understanding your coverage can help you figure out how to pay for rehab and which rehab center to go to.
There are a couple of ways you can figure out what your Aetna Health Insurance plan covers. First, you can go online to Aetna’s website and log in to your account. In your online account, you can view your coverage details, search for in-network providers, and connect with an insurance representative who can answer any questions about your policy that you may have. If you don’t have a computer available, you simply contact the phone number on the back of your insurance card.
An easier alternative to contacting your insurance company is to verify your plan’s benefits with an addiction treatment center’s admissions counselor. Simply contact Sheer Recovery, provide your plan ID and identification information to an admissions counselor, and learn about your drug rehab coverage. Our insurance verification process is free and confidential, with no obligation required.
What if My Out-of-Pocket Costs are Too High?
No matter what drug rehab center you choose and what your Aetna insurance policy covers, it’s likely that you will be responsible for paying for some out-of-pocket costs. These costs can be paid for using debit, credit, savings, or personal loans. If you don’t have the financial means to cover your out-of-pocket costs, Sheer Recovery offers an alternative option that you may qualify for: flexible financing.
We believe that your financial situation should not hold you back from getting the treatment you deserve, so please call today to verify your insurance with one of our dedicated team members.
Verify Your Aetna Health Insurance Today
Our compassionate admissions coordinators are available 24 hours a day to take your call, conduct a phone assessment, and help you complete a free financial assessment to figure out your payment options. We can verify your Aetna health insurance coverage and help you estimate what your treatment will cost. And, since we know that most people seeking rehab aren’t in the best financial situation, we will help you figure out a way to cover your remaining out-of-pocket costs.
If you’re ready to take the first step toward recovery, we’re here to show you the way. Our simple, risk-free insurance verification makes getting started with addiction treatment fast and easy. Call now to get started or verify your insurance online.